6 Things women must learn from men

6 Things women must learn from men (Thinkstock photos/Getty Images)

Undoubtedly, man and women make two sides of the same coin as they are perfect complements to each other. Yet both sexes are uniquely different. However, there must be a thing or two that one can learn from the other.

So, taking the battle of sexes forward, we allowed men to share things the ladies could learn from them to make life a little more worth living...And what more? Brought in some ladies too, for sharing their piece of mind...

1. Man teaches: Logic Lessons
"Don't hate me for pointing this out, but life will be far easier if women understand that everything in life has logic behind it. Men follow their innate logic as they take decisions, while women are absolutely unaware about the mere existence of logic. And this makes it really hard for men to deal with women," says TV actor Mihir Mishra.

Gal talk: "Women possess an innate sense of judgment, which they learn while living life. We do get influenced many a time, but at the same time we have a very 'pace-y logic' that we learn on the way. This usually makes us 'street-smart,' but unfortunately men don't relate to this and end up calling us 'logic-illiterate," says tele star Manini De.

2. Man teaches: Emotions can take a backseat at times
Usually blamed for lacking emotions, TV actor Varun Badola says, "Women must learn that every situation doesn't call for a huge emotional turmoil. Holding back one's sentiments when they are not required won't make the female sex hard-hearted and indifferent, but of course a little rational and practical."

Gal talk: Waving the emotional flag higher, TV actress Rajeshwari Sachdev maintains, "When women use emotions, they put their brains behind each one of their emotions to ensure that they don't hurt people while putting their thoughts forward. I think emotions add meaning to one's life."

3. Man teaches: Everything doesn't call for intensity
Women call it showing that they care, while men tag it as being overtly intense. "Missing breakfast is not such a big deal as women make it to be by reminding us a hundred times that we missed it. Women usually get intense about the smallest of things and situations. If they learn to chill out from men, they'll be able to enjoy life like never before," says tele star Rohit Roy.

Gal talk: Nach Baliye star Tina Kuwajerwala says, "One of the partners has to be over -the-top to make the other one feel wanted in the relationship. It's the intensity in a woman that helps her enrich every relationship in her life with depth and compassion. Else, a woman's home would have been as cold as the road, where no one cares for the other."

4. Man teaches: Gossip, only when needed
Despite being official that even men gossip, actor Rahul Dev wants women to learn the art of keeping a tab on gossip sessions from men. "I'm not asking women to stop gossiping. I don't mean that men don't gossip, but what I want women to learn from men is doing a controlled crime. Not every situation calls for a gossip and bitching session," says Dev.

Gal talk: In a mood for some male bashing, says Pratibha Gupta, a Delhi-based-marketing professional, "To gossip or not to gossip is an absolute individual choice. Still, since time immemorial women have been blamed for being gossip mongers. But off late the tables have turned and one can't miss those all-male, coffee counter hush-hush sessions. We are still better than men because we don't feel ashamed of an act that we love to indulge in!"

5. Man teaches: Sense of humour
We thought only women craved for men who possess a great sense of humour! But Mahesh Srikanta, a Mumbai-based-sports producer says, "Women are in desperate need to learn the art of laughing at life from men. Compared to men, women lack a good sense of humour and as a result they fail to enjoy life."

Gal talk: "Have you ever heard a man laughing his guts out at his own self, but women do that with ease. Gatecrash an all women pajama party and you'll know. However if they blame us for being 'bad at humour' because we can't take jokes aimed at our spouses and kids, then I guess, men need to learn a lesson or two from women," points out Madhurima Goswami, a Delhi-based-teacher.

6. Man teaches: To taste reality
Blaming women for living in their own dream world most of the times. Kunal Soni, a techie from Delhi, wants women to be more practical about life. "I feel that women tend to have a rather fantasised thinking about almost everything that happens in life, be it a relationship or a marriage. They should learn from men to think practically about life and accept that things can't be eternally hunky dory as per their dreams."

Joins in Krishanu Bhattacharjee, a Mumbai-based, corporate communication manager, "I seriously want women to accept situations realistically. We are tired of manipulating the truth only to make it sound sweeter for their ears. For instance, a question like 'Am I looking fat in this dress?' is a Herculean task for a man to answer as he wants to retain peace in a relationship. If women can learn to accept the truth the way men can, life will become more chilled out."

Gal talk: "I'll blame it on the genes that women possess. They love to get flattered, is it too hard for men to understand that? There's a way to put things across. The art of deception is a trait men ought to learn from women," argues Manini.

A Capture from : http://timesofindia.indiatimes.com/life-style/relationships/man-woman/6-Things-women-must-learn-from-men/articleshow/10157201.cms

Think Out of The Box

Think Out of The Box

 

 

Some of these may be repeat. But interesting to read again

Think out of The Box

 

Below are the Interview Questions, which were asked in HR Round. No one will GET second chance to impress. Very very Impressive Questions and Answers.

 

Question 1: You are driving along in your car on a wild, stormy night, it's raining heavily, when suddenly you pass by a bus stop, and you see three people waiting for a bus:

 

An old lady who looks as if she is about to die. An old friend who once saved your life. The perfect partner you have been dreaming about.

 

Which one would you choose to offer a ride to, knowing very well that there could only be one passenger in your car?

 

This is a moral/ethical dilemma that was once actually used as part of a job application.

 

1) You could pick up the old lady, because she is going to die, and thus you should save her first.

2) Or you could take the old friend because he once saved your life, and this would be the perfect chance to ! Pay him back.

3) However, you may never be able to find your perfect mate again.

 

The candidate who was hired (out of 200 applicants) had no trouble coming up with his answer. Guess what was his answer?

 

He simply answered:

 

"I would give the car keys to my Old friend and let him take the lady to the hospital. I would stay behind and wait for the bus with the partner of my dreams."

 

Sometimes, we gain more if we are able to give up our stubborn thought limitations. Never forget to "Think Outside of the Box."

 

Question 2:What will you do if I run away with your sister?"

 

The candidate who was selected answered " I will not get a better match for my sister than you sir"

 

Question 3:
Interviewer (to a student girl candidate) - What is one morning you woke up & found that you were pregnant.

 

Girl - I will be very excited and take an off, to celebrate with my husband.

 

Normally an unmarried girl will be shocked to hear this, but she managed it well. Why I should think it in the wrong way, she said later when asked

 

Question 4:
Interviewer: He ordered a cup of coffee for the candidate. Coffee arrived kept before the candidate, then he asked what is before you?

 

Candidate: Instantly replied "Tea"

 

He got selected.

 

You know how and why did he say "TEA" when he knows very well that coffee was kept before.

 

(Answer: The question was "What is before you (U - alphabet)
Reply was "TEA" ( T - alphabet)

 

Alphabet "T" was before Alphabet "U"

 

Question 5:

The interviewer asked to the candidate "This is your last question of the interview. Please tell me the exact position of the
Center of this table where u have kept your files."

 

Candidate confidently put one of his finger at some point at the table and told that this was the central point at the table. Interviewer asked how did u get to know that this being the central point of this table, then he answers quickly that sir u r not likely to ask any more question, as it was the last question that u promised to ask.

 

And hence, he was selected as because of his quick-witedness.

This is What Interviewer expects from the Interviewee.

 

"THINK OUT OF THE BOX"

The 10 Strangest Laws Around the World

The 10 Strangest Laws Around the World

01. Singapore

In a bid to keep the streets of this super-efficient city clean, the authorities in Singapore decided in 1992 to ban chewing gum completely. Stick to a mint. 

02. Eraclea, Italy

Many holidaymakers head to the sandy beach at Eraclea to escape the hordes of tourists in nearby Venice. Unfortunately, those who enjoy building sandcastles can think again – it’s forbidden.

03. Amsterdam, Netherlands

A curious loophole in the law means that smoking tobacco in a public place such as a coffee shop in Amsterdam is banned, while puffing away on pure cannabis is entirely legal.

04. South-East Asia

The durian, a fruit native to Brunei, Indonesia and Malaysia, has a smell so incredibly strong that it is banned from many public places in South-East Asia.

05. Florida, USA

For those who are young, free and single and enjoy jumping out of planes in their spare time, be careful if you’re in Florida – unmarried women who parachute on Sundays can be jailed.

06. Switzerland

Bizarrely, flushing the toilet in a Swiss apartment is illegal after 10pm. It is also against the law for a man to relieve himself while standing up after 10pm.

07. Eboli, Italy

Honeymooners might be best to avoid hiring a car in Eboli, just south of Naples. Kissing in a moving vehicle here can carry a fine of up to €500.

08. Capri, Italy

Locals in Capri, northern Italy, must value their peace and quiet – a couple were arrested recently for wearing excessively noisy flip-flops, following the introduction of a ban on ‘noisy footwear’.

09. Alabama, USA

The Southern American state has a quite superfluous law in place which states that it’s illegal to be blindfolded while driving a vehicle.

10. Dubai, UAE

Dubai’s luxurious resorts and stunning beaches may seem like the ideal place to spend a romantic holiday, but don’t get too affectionate – kissing in public here is illegal, and many tourists have fallen foul of this law in recent years.

A capture from :http://ritemail.blogspot.in/2011/02/10-strangest-laws-around-world.html

Are you evading tax?

Are you evading tax?

Do you know somebody who is guilty of evading taxes? Most people would, because the Income Tax Act has created more criminals than any other legislation in the country. Don't think all tax evaders are suspiciou slooking characters with wads of unaccounted money stacked in lockers. Even seemingly honest and upright citizens could be underpaying tax. It's a malaise more widespread than the common cold. From school teachers to engineers, from banker to sales executives, millions of Indians may be liable for penalties, even prosecution , for under-reporting their income or not paying the due tax.

In most cases, however, the taxpayer is an unwitting offender, an innocent criminal, who doesn't even know he is falling foul of the tax laws. A survey of salaried taxpayers, who filed returns through Taxspanner.com in 2011, shows that 96% did not report any income from other sources. "Every salaried person would have a savings bank account and some interest income would definitely accrue to the balance every six months. This income has to be reported in the tax return but is overlooked by most taxpayers," says Sudhir Kaushik, cofounder and CFO of Taxspanner.com.

Not reporting the interest income in your savings bank account is a minor offence compared to other, more serious, lapses. Take the wealth tax payable on certain assets if their combined value exceeds 30 lakh. If someone has a second house that is lying vacant, its value is included. Rising gold prices may be a reason to smile if you have lots of it in your locker, but physical gold attracts wealth tax. Given that investment worth thousands of crores of rupees has flown into the realty sector and gold in the past three years, and prices have shot up 100-200 %, the wealth tax collection has risen at a suspiciously slow pace of 30-35 % during the same period. "Tax authorities don't seem too bothered about wealth tax evasion," says Homi Mistry, partner, Deloitte Haskins and Sells.

This doesn't mean the taxman is not doing his job. The 10-figure alphanumeric number that is your PAN is under constant surveillance. Almost every financial transaction now requires PAN. Whenever someone makes a high-value transaction or investment, the bank, fund house, brokerage or credit card company has to report it to the taxman. "Tax officials can peek into your financial life by just keying in 10 figures into their computerised database," says Delhi-based chartered accountant MK Agarwal.

The best way to avoid getting caught on the wrong foot is to pay your taxes honestly. But this is possible only if you are aware of where you are going wrong. We have identified 10 common tax traps in which honest taxpayers often fall. Find out if you are also making these tax mistakes and how to stop doing so.

Ignoring income from investments of spouse and kids

It's a common practice to invest in the name of your spouse or children . What you should be aware of is the clubbing provision for the income earned through such investments. Any money received from a spouse is tax-free , but if it is invested, the income from that investment is added to the income of the giver and taxed accordingly. So, if you bought a house in your wife's name, any income from that house, whether as capital gains or as rent, will be treated as your income. Similarly, if a husband invests in fixed deposits in the name of his wife, the interest earned will be treated as his income.

In case of investments in the name of children below 18 years, the earnings are treated as the income of the parent who earns more. However, there is an exemption of 1,500 a year per child up to a maximum of two children. To escape clubbing, invest in taxfree options such as the PPF, tax-free bonds or in equity options that are tax exempt after a year. You can also consider Ulips and insurance plans.

Ending life insurance policy before three years

Priyanka Gupta doesn't know it, but the life insurance policy she bought last year could turn her into a tax evader. The 26-year-old marketing executive wants to junk the plan because it doesn't suit her. She knows she will lose the 45,000 she paid as the first year's premium, but doesn't realise that she will also have to pay the tax benefit that she availed of last year. If an insurance policy is terminated before three years, the tax benefits under Section 80C are reversed. Since she is in the 20% tax bracket , Gupta will have to pay another 9,000 when she dumps her plan.

Very few people know this rule and even fewer follow it. In the past five years, roughly 5 crore life insurance policies have been terminated before they completed three years. "The onus of paying the tax for the previous year is on the taxpayer. If he doesn't pay, it amounts to concealment and could even invite a penalty," warns Agarwal.

Of course, this will not be required if the policyholder did not avail of the Section 80C tax benefit on the premium. For many taxpayers, the 1 lakh limit is easily exhausted by other tax-saving options.

Not including interest income in your tax return

Isn't it great that banks now offer 4% interest on your savings bank balance instead of the earlier 3.5%? Some are even giving 6%. Do you know that this small, yet very visible, addition to your income is fully taxable? Not just bank interest, but the interest on infrastructure bonds, NSCs, fixed deposits and recurring deposits has to be declared as income from other sources in your tax return. It doesn't matter if you have the cumulative option and will get the interest on the bond or fixed deposit only on maturity. Income is taxed on an accrual basis and the tax is paid on it every year. In some cases, the bank or financial institution will deduct TDS before paying you the interest. It doesn't mean you can ignore the income . TDS is only 10% and if you are in a higher tax bracket, you have to pay more tax.

You have interest income if you have...

a savings bank account invested in FDs, bonds a recurring deposit account invested in NSCs, Post Office MIS bought infrastructure bonds

Selling a house bought on loan within five years

If you thought the reversing of tax benefits on a life insurance policy dumped within three years was stiff, the rule regarding property is tougher. If a house is sold within five years of purchase, the tax benefits availed of under Section 80C for the repayment of the principal also go out of the window. Again, just as in the case of prematurely terminated life insurance plans, the onus is on the individual to pay the tax arrears. Mind you, one cannot get away by saying that one didn't know about the rules. Unawareness of the law isn't an excuse. Even if your return is prepared by a tax professional , you are the one the taxman will haul up. "The individual is liable for any act or omission of the tax professional ," says Delhi-based chartered accountant and noted tax lawyer Rakesh Gupta.

Not including ornaments in wealth tax

It never hurts to be too rich, does it? Yes, if you have to pay tax on it. Wealth tax is payable if the market value of certain assets (see graphic) exceeds 30 lakh. The tax is 1% of the combined value of the assets exceeding 30 lakh. Even though Indians have accumulated a lot of wealth over the past few years, wealth tax collection has risen slowly—from 385 crore in 2008-9 to 504 crore in 2009-10 , and 557 crore in 2010-11 . The penalty for evading wealth tax is quite stiff. The minimum penalty is 100%, which can go up to 500% of the tax sought to be avoided. The DTC is even sterner for tax evaders. It has proposed an imprisonment for tax evasion. This should be a warning for those who are pawning gold to raise loans. The taxman may want to know where you got the gold from. It's easy to say that you inherited it or got it as gift on your wedding. Even so, if the value of the assets listed below exceeds 30 lakh, you are required to file a wealth tax return.

Receiving gifts and cash from unrelated persons

If you plan to gift your fiancee an expensive diamond ring on Valentine's day, we suggest you wait till the knot is tied. Gifts of more than Rs50,000 in a year from an unrelated person are taxable.

Your gift might evoke mixed emotions in your fiancee-she will love you for your generosity, but might hate you for your thoughtlessness on tax matters.

However, gifts given by certain specified relatives (see box) are not taxable. However, gifts to spouses and minor children will attract clubbing provisions as specified earlier.

Also, gifts received on certain occasions, such as marriage and religious ceremonies, are also exempted. If, however, the value of gifts received on your marriage is inordinately high, the taxman may want to know who the generous givers were.

In case of gifts from unrelated persons on other occasions, there is a limit of Rs50,000 in a financial year. Not all gifts are in cash, so the fair value of the gift will be used to ascertain its taxability. If you get gifts worth more than Rs50,000, the entire amount will be added to your income for that year and taxed accordingly. The amount is to be shown as income from other sources in the tax return form.

Gift tax also comes into play when real estate is bought for less than the stamp duty value. If the difference between the sale price and stamp duty exceeds Rs50,000, the amount is deemed as a gift to the buyer and he is taxed on it.

Not paying wealth tax on second house

Wealth tax can haunt you on another front—investments in real estate. If you have a second house that is lying vacant, its value has to be included while computing your wealth tax liability. If this were not bad enough, here's worse. Even if the house is lying vacant, you have to pay tax on the notional rental income from the property. This deemed income is calculated on the basis of the market rent in the locality. It's a fact that many taxpayers are blissfully unaware of. It could make them tax evaders if they don't pay wealth tax on property or include the deemed rent in their return. The taxman has given property owners certain concessions on the wealth tax front. Any loan outstanding against the house will be subtracted from the market value of the property. Also, if you rent out your house for at least 300 days in a financial year, it will not attract any wealth tax. The best part is that the taxpayer is free to declare any one property as self-occupied so that it escapes the wealth tax. So, if you have a 60 lakh property in the suburbs lying vacant, while you live in another 25 lakh house closer to your workplace and the children's school, you can let the low value house be used for the wealth tax calculation while the costlier property can be exempted. This option can be changed every year. The valuation of wealth is done at the end of the financial year.

Taking benefit of basic exemption twice in a year

When Gurgaon-based telecom engineer Rahul Awasthi moved to a higher paying job in November 2011, his take-home pay shot up by almost 40% to 78,000. Much of this rise was artificial, boosted largely by the basic exemption and deduction assumed by his new employer. The error was discovered three months later. Tax deductions will shrivel his take-home to less than 65,000 this month. "It's good that the mistake was detected in time, otherwise I would have had to pay a bigger chunk in tax in March," says Awasthi. Every time you change jobs, you become a potential tax evader. This is because unless you expressly declare it, most companies will assume that you didn't have any income in the previous months. As in Awasthi's case, they are likely to deduct tax only for the income earned for the remaining months of the financial year. Ignore this at your peril because underreporting your income is a serious offence. This is not about ignoring a few hundred rupees in bank interest or a small fixed deposit in your wife's name. The tax evasion can be in thousands, so it is not something the assessing officer will merely frown at. "The onus is on the taxpayer because all the facts relating to his income are known to him," says Gupta. It's best to inform your new employer about the previous income so that you don't have to deposit the tax yourself. Even if you have to, banks now allow you to deposit it online.

Both spouses claiming tax benefit on same expenses

Your tax planning for the year has been a breeze because your child's school fee is quite high. Before you submit photocopies of the payment receipt to your employer for deduction, make sure that your wife hasn't availed of the same tax benefit. Though it is not expressly specified in tax laws, both spouses cannot avail of the tax benefit for the same expense. Similarly, only one of you can claim the tax benefit for the medical insurance policy bought for the family. Logically, the individual who has made the payment will be allowed to claim the deduction.

However, employers seldom question the validity of the tax deductions claimed by the employer in his investment declaration for the year. The Income Tax Department also doesn't have the infrastructure to track each and every deduction. "These are minor issues that may not be picked up by the tax authorities, but if you get snared in a bigger tax-related case and there is a scrutiny, they can dig up everything," warns Delhi-based chartered accountant Mukesh Goel. At that time, you will find it difficult to explain why the deduction was claimed twice. If you have two children, each spouse can claim for one.

Top 10 Tough Laws in the World

Top 10 Tough Laws in the World

Ignorance is no defense – especially when it comes to ignorance of the laws in countries you plan to visit. While it may seem natural to study some of the general customs and laws in major foreign countries you might not expect, for example, to have to look for strange law changes in somewhere like Florida. Most places in the world are relatively easy to get along in. Some strange laws are nothing more than folklore. Every once in a while, though, you’re going to run into something a bit off the wall and it’s important for you to be prepared in advance.

10. DON’T FEED THE PIGEONS (ITALY)

In Italy it is illegal to feed the pigeons. Ok, that’s a bit of a blanket statement. The rule actually has the potential to change from city to city. Make sure you leave the pigeons alone while you’re in Venice, though – the locals are tired of cleaning up pigeon poop. You’ll also want to avoid jumping into fountains, walking around without your shirt on (would you DO that as a tourist), and sitting on the sidewalk to eat your lunch. Fines range from a warning to monetary infractions anywhere from $50 to $600.

9. EATING IN PUBLIC (UNITED ARAB EMIRATES)

Before you leave for the United Arab Emirates you’ll want to make sure you aren’t visiting during Ramadan. During that time you are not allowed to eat or drink in public during fasting hours (ie. daylight hours) at all. Think we’re kidding? Tourists have been fined up to $275 for drinking juice in public. Avoid public displays of affection as well unless you want to spend a few months in jail.

8. DON’T PAY IN CHANGE (CANADA)

Ever have the urge to empty your piggy bank of quarters and run down to the corner store? Don’t do it in Canada. The Currency Act of 1985 prohibits consumers from using unreasonable amounts of coins to pay for purchases. This means you can’t pay for an item in all coins (especially if it’s over $10). Even the use of dollar-coins is limited. The shop owner has the right to choose whether or not he wants to take your coins but doesn’t have to.

7. WASH YOUR CAR (MOSCOW)

In the beautiful city of Moscow it is illegal to drive a dirty car. The definition of dirty, however, is up in the air. Is a dirty car one on which you can draw pictures in the dust? Does it hide the license plate? Does it make the driver invisible? We suppose you’ll find out if the police poll you over but the fines tend to be whatever the police decide to charge you – unless, of course, you offer him a bit of cash.

6. LEAVE YOUR HEADLIGHTS ON (DENMARK)

Studies in Denmark have shown that vehicles with their headlights on are more noticeable by other drivers than those who have their headlights off. You’d think this law would apply to night driving but it doesn’t. Drivers here are required to leave their headlights on during the day as well or may face a fine of up to $100.

5. DON’T STOP ON THE AUTOBAHN (GERMANY)

You’ve heard of the Autobahn, right? The notorious German road where there are no speed limits? Make sure you fill your gas tank BEFORE you get on this daunting road. It’s illegal to pull over on the side of this road for any reason and, if you do, it’s illegal to get out and walk. You are, after all, endangering the lives of the people who are still driving at warp speeds.

4. PUT YOUR SHIRT ON (THAILAND)

In Thailand it is illegal to drive a car or motorcycle without a shirt on – regardless of how hot it is that day. Punishments range from verbal warnings to tickets costing about $10. This is no joke – the local police will pull you over.

3. DON’T KISS YOUR LOVER GOODBYE (FRANCE AND ENGLAND)

Love died a little bit on April 5th of 1910. Lovers spend so much time kissing each other goodbye at train stations that trains were actually running late. The law is relatively old, though, and really isn’t enforced today – in France, that is. In Warrington Bank Quay in England, however, you’ll be asked to move your goodbyes to the “kissing zone.”

2. WEAR A COVER UP (GRENADA)

The folks at Grenada really do have a point. Cruisers visiting the beaches for day excursions have taken to strolling city streets in nothing but their bathing suits. In order to reign in a sense of decency, the city has instituted a fine for those who aren’t wearing decent clothing off of the beaches. Fines can reach up to $270 but the local tourist boards would like you to believe that the law is not enforced. Perhaps its best to simply cover up rather than trying to find out for yourself.

1. NO GUM CHEWING (SINGAPORE)

Those with gum chewing habits may want to call it quits before heading to Singapore. The government really wants to keep the city clean and will fine you for chewing gum, feeding the birds (it causes poop) and forgetting to flush a public toilet. The only legal gum you can chew is Nicorette but you have to get it from a doctor and they will give your name to government officials to confirm you’re allowed to have a wad in your mouth. These aren’t the only strange laws around the world but they’re certainly worth noting. Make sure you do your research before leaving on your next trip. Better safe than sorry!

The Making of CombiBars - Gold Bars

The Making of CombiBars - Gold Bars CombiBars are detachable bullion gold bars. You can easily break a small 1 g bar and sell it if you need cash. CombiBars are being produced by ESG, the German company Heimerle + Meule and the Swiss Mint Valcambi.